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78. A debenture which provided that a charge over book debts was a specific (i.e. MR HUNTER: Do you have the power to ban me from public footpaths? 20. Adam Billey. Orr. Hudson v Secretary of State for Social Services, Jones v Secretary of State for Social Services [1972] 1 All ER 145, [1972] AC 944, [1972] 2 WLR 210, HL. Mr Hunter may be right that in the past and up to today he has been in control of the cattle because he has continued in breach of the Court orders to trespass on the relevant land and tend to the cattle. This offer is open for acceptance until 4.30 p.m. Pursuant to the negotiations with Mr Hunter on 14th July 2011, some at least of the purchase price, perhaps a substantial part of the purchase price, was to be postponed for a 12 month period. Paragraphs 4 and 5 they are to sell the stock. England and Wales. MR JUSTICE MORGAN: There is something before that, is there? You are not to go there, you are not to interfere. Millett LJ gave a short judgment agreeing with that of Phillips LJ and the third member of the court, Butler-Sloss LJ, agreed. Contains public sector information licensed under the Open Government Licence v3.0. 87. National Westminster Bank. 40. Main Road. MR JUSTICE MORGAN: Well, I am able to help you and tell you that is the position. Here's a classic example of the false and self-deluding nonsense that passes for peace efforts in the Holy Land. 19. 01-11-2022 Summary of outcome On 10 October 2022, the High Court handed down its judgment in the appeal of Steiner v National Westminster Bank plc [2022] EWHC 2519. I will take legal advice on it, sir. Walking down Lord Street and turning onto Church Street in Fleetwood is the wonderful National Westminster Bank Building. The contracts of 23rd February 2011 have not been completed. MR JUSTICE MORGAN: I am making an order that you do not go on that land. Making that contract, as I say, does not take from him his equity of redemption. He is not in practical terms able to redeem the charges so he is not able to convey free from the charges. FCA-v-Natwest-Sentencing-remarks-131221.pdf 405.95 kb. By clause 1 of the charge Mr Hunter covenanted to discharge on demand the mortgagor's obligations. Following certain well-publicised allegations, there are 139 personal injury claims against the estate, which may well exhaust all the . It seemed to emerge in the course of argument that Mr Taylor is known to Mr Hunter and it also seemed to emerge that the buyer is not Mr Taylor personally but is a company controlled by Mr Taylor. GORDON FRANCIS PELL, director, 1 Feb 2000 - 31 Mar 2010. MR HUNTER: The section 91 and the second application, sir. MISS WINDSOR: 52.4(2): "The appellant must file the appellant's notice at the appeal court within such period as may be directed by the lower court or where the court makes no such direction 21 days after the date of the decision of the lower court that the appellant wishes to appeal." John Trenberth v. National Westminster Bank [1979, Eng. Shares were issued on the sending of the allotment letter, not when the shares came to be registered in the company's books. The Court of Appeal considered that it had jurisdiction to make an order in those circumstances. National Westminster Bank Plc - Ventures. I think in our earlier discussion of paragraph 5 I suggested that you put in, insofar as it is necessary, pursuant to section 13 just so that it ties in with paragraph 4. MR JUSTICE MORGAN: My understanding is that you do not need permission from the Court to attach a penal notice, it is a matter for you. Ethan Crane . 66. Hunter Menton Senior VP, Sales, Corporate Business Unit at National Westminster Bank Hunter Menton is a Senior VP, Sales, Corporate Business Unit at National Westminster Bank based in London, Greater London. Quite apart from that being the position between the seller and the buyer, Mr Hunter by entering into that contract would appear to have been in breach of the condition in the charge that he should not dispose of the property without the consent of the bank. In these circumstances, if it is a relevant question to ask whether the Receivers did the right thing when they took the property to auction and sold it at auction, as compared with cancelling the auction and continuing to talk to Mr Hunter, my conclusion is that they plainly and unarguably took the better course. 21. Now, they are your cattle but you have put them on land that does not belong to you, at least it is not in your possession more accurately. 16. MR JUSTICE MORGAN: And if you get permission to make a complaint then they will hear the appeal. 82. In the course of submissions today I asked Mr Hunter what his practical proposals might be to bring to an end the state of affairs whereby the bank was being prevented from having possession, as the Court has held it is entitled to do, by reason of his conduct. The mortgagor put forward a number of reasons why the mortgagor should have conduct of the sale, one of those perceived benefits was that the mortgagor could remain in possession and resist an order for possession or the enforcement of an order for possession in favour of the mortgagee. Creating a unique profile web page containing interviews, posts, articles, as well as the cases you have appeared in, greatly enhances your digital presence on search engines such Google and Bing, resulting in increased client interest. On 26th August 2011 Mr Hunter applied in the Aylesbury Count Court for the following order -- I read from the application notice: "Application to permit me to complete a contract entered into in February 2011, varied on 14th July 2011, to sell Maple Barn, two barn conversions, farm buildings and 104 acres of farmland to K Hunter and Sons Limited for 1.55 million." 330. Previously, Hunter was Read More Contact Hunter Menton's Phone Number and Email Last Update 11/13/2022 7:20 PM Email h***@natwest.com Brief history This joint stock bank was established in Southwark in 1836 as Surrey, Kent & Sussex Banking Co. I have referred to that letter on the question of funding because the question of funding was raised in the communications between the parties prior to the auction in this case. I have been shown a number of authorities on the operation of section 91(2). By clicking on this tab, you are expressly stating that you were one of the attorneys appearing in this matter. Players. Is it said to be wrong in law or is it said to be unfair or is it said to be wrong in fact? The Court of Appeal was in no doubt that in a case where everyone agreed the property should be sold that it was not appropriate to use the jurisdiction of section 91(2) to override the mortgagee's exercise of its power of sale. MR JUSTICE MORGAN: Now, Miss Windsor, I have refused permission to appeal, but it remains open to Mr Hunter to serve an appellant's notice. NATIONAL WESTMINSTER BANK PLC NWBD Company page - Search stock, chart, recent trades, company information, trading information, company news, fundamentals. Joe Bumpus. MR JUSTICE MORGAN: There is a Court of Appeal. Read the full decision in Mrs L . That has the heading "Effect of contract for sale" but if one reads the passage it can be seen that is dealing with a contract made by a mortgagee acting under the mortgagee's power of sale. There is no application before me today for any relief in relation to what happened in relation to Kirkdene and it is not necessary for me to go into that matter any further or say anything about it. Until the Court of Appeal grapple with your case these orders will bind you. On 26 February Jordan hosted a meeting at Aqaba between Israel and the Palestinian National Authority (PNA). 37. If Mr Hunter seeks to continue the conduct he will place himself in very grave peril of being put in prison for a period of time which will bring home to him the consequences of his conduct. MR HUNTER: I think both, sir. Ctrl + Alt + T to open/close . During the afternoon of 14th July 2011 the firm of Allsops, well-known surveyors and auctioneers, auctioned the land at The Park Lane Hotel, Piccadilly, London, W1. fixed) charge and required the company to pay the proceeds of the debts when received into the company's account with the bank and not otherwise to deal with the debts created a fixed charge over the book debts in accordance with the decision in Siebe . Mr Hunter has himself prepared a chronology which he has placed before me. 51. On the other hand, Mr Hunter, who is a stock farmer, has left upon the land a number of cattle, I think some 90 or so, although as a result of recent developments the number of cattle on the land today I understand is 3 cows. MR JUSTICE MORGAN: Well, if you want to say that you should be given more time to do something----. Once you create your profile, you will be able to: Claim the judgments where you have appeared by linking them directly to your profile and maintain a record of your body of work. It is pursuant to an application notice of 21st October 2011. Nor can I change the position in Mr Hunter's favour by granting some relief by way of injunction or otherwise against the Receivers. He has, on the face of it -- although it is not for today for me to decide -- deliberately broken orders of the Court seeking to gain advantage by his breach. 5. The couple were unable to keep up with the mortgage payments, so the building society who granted the mortgage began possession proceedings. In that wa, Mr Hunter decided in February 2011 that he would sell the land which remained subject to the charges to the company K Hunter and Sons Limited to which I have referred. The contact provides for a 10 per cent deposit, 150,500. That state of affairs has come about because Mr Hunter has continued to act unlawfully by having his cattle on the land, no doubt seeking to make a nuisance of himself and no doubt hoping that he will interfere with the contract for sale in favour of Mr Taylor's company. He was ordered by the Aylesbury County Court to remove the cattle by a date in the past. Interact directly with CaseMine users looking for advocates in your area of specialization. 1895 for the London and Yorkshire Bank Ltd. by C. S. Nelson (Leeds). So in Mr Hunter's favour I determine that he is a person interested in the right of redemption. 10. 1. MR JUSTICE MORGAN: All right. Get 2 points on providing a valid reason for the above Read the full decision in Ms A Willis v National Westminster Bank plc: 2205821/2020 - Judgment with Reasons. Nothing of that kind was put before the bank prior to the auction taking place and nothing of that kind has been put before the Court today. For all those reasons I reach the conclusion that this application under section 91(2) must be dismissed. I am also asked to make orders providing for service in connection with possible committal applications. I will start the comparison by looking at the position of K Hunter and Sons Limited. MR JUSTICE MORGAN: And even if I do not give you permission to go to them you are free to go to them and tell them all about it and they will do what is appropriate. MR JUSTICE MORGAN: Just looking at your penal notice it will say paragraph 2 or 3. Click here to remove this judgment from your profile. IBAN Mandatory Although, IBAN can be used for domestic payments in the UK, currently, it is not mandatory. NB v. London Borough of Haringey, [2011] EWHC 3544 (Fam); [2012] 2 FLR 125; [2012] Fam. That is what he has to do to get the appeal up and running, is it? The land which is the subject of the sale contract entered into at the auction is the land the subject of the charges. Also taking into account that I am still in possession of Manor Farm, Pitchcott, proof of funding can certainly be provided for a part payment up-front with a second charge in 12 months' time and I am happy to negotiate a figure with yourself that would acceptable to the bank and to myself. MR JUSTICE MORGAN: Right. MR JUSTICE MORGAN: Paragraph 3 is you are to deliver everything up. The way in which Mr Hunter went about assessing a suitable price for such a sale to the connected company was to take a valuation of the entirety of the charged property, to deduct from it the proceeds of sale on the sale of part of Kirkdene and to arrive at a resulting figure. 72. The lot would obviously need to be withdrawn from the auction now if this offer is acceptable to you. With a mandatory order you have to put in a time and date, but I am going to do that. Southwark Crown Court. Nestle v National Westminster Bank plc [1992] EWCA Civ 12 is an English trusts law case concerning the duty of care when a trustee is making an investment. Nestle v National Westminster Bank This is an appeal by the plaintiff in the action, Miss Nestle, against a judgment of Hoffmann J., given as long ago as 29th June 1988, whereby, at the end of the trial of the action, he dismissed all Miss Nestle's claims against the defendant in the action, National Westminster Bank Plc. Regina (Financial Conduct Authority) -v-. The charge is a defined phrase which enables one to see it is a reference to the charges in favour of National Westminster Bank, to which I have referred. For every 1,000 home finance loans that we had outstanding, we received five complaints. The bic codes below belong to NATIONAL WESTMINSTER BANK PLC bank and/or any of its branches across all countries and cities in the world. Here the entire amount from the 'trust account' was transferred into the personal account in the same bank. MR JUSTICE MORGAN: You are not being given the opportunity to move the cattle, as I understand it. MISS WINDSOR: Subject to handwritten amendments, yes. 9. No, sir, I think the Court's been unfair and unjust, sir, and I think there are factual statements that I've made, sir, today that have been misinterpreted and also the second application is whether you've given the power to stop me seeing my cattle that the bank has no charge, I don't believe this Court has that power, sir. It identifies various heads of relief based upon difficulties which the bank says it has encountered because Mr Hunter has continued to keep stock upon the land and has failed to cooperate with efforts made by the bank to have the stock removed from the land. National Westminster Bank Plc v Morgan [1985] AC 686 Undue influence; presumption; bank vs customer (327 words) Facts The defendants were a married couple who bought a house on mortgage. Bank. 6 bay facade. I do not accept that submission. A charge over book debts in a debenture which required the proceeds of the book debts to be paid into an account with the bank but placed no restriction on the use that could be made of the balance on the account thereafter was a floating and not a fixed charge, Siebe Gorman & Co Ltd v Barclays Bank Ltd (1979) 2 Lloyd's . The mortgagor does not need an order of the Court to force the mortgagee to sell the property, the mortgagee has been taking active steps to sell the property and has got the benefit of a contract under which it will sell the property. 24. Enhance your digital presence and reach by creating a Casemine profile. Mr Hunter says that the cattle are in his possession, they are under his control, they are not in the possession of the bank, they are not under the control of the bank. The Court cannot undo that contract. Lord Keith of Kinkel, Lord Griffiths, Lord Oliver of Aylemton, Lord Jauncey of Tullichettle. I don't know, sir, but you tell me. MR HUNTER: Well, I'm not sure, sir, I've got to take legal advice after this hearing. Well, I will deal with that in a moment. The contract was to be completed six months from the date of the contract. In those circumstances, the cattle being on the land in the possession of the bank under the control of the Receivers it seems to me that at that point in time, if not earlier -- and I decide nothing about the earlier period -- that the cattle will be under the control of the bank which seeks this order. MR JUSTICE MORGAN: No, but the Court of Appeal is not going to really know what this case is about, particularly with Mr Hunter acting without legal assistance, unless it sees what was put forward as the reasons for the decision. MR HUNTER: Sir, do I understand you correctly, sir, what you just said that I can actually appeal against what you've just said; is that correct? 47. I don't believe the Court h as -- well, that's the appeal, for the appeal to decide. National Westminster Bank PLC v Spectrum Plus Ltd (2004) Summary. I am not going to start going into a point of that kind at this stage when you have not mentioned it before. I have explained why he is not in a position to perform the other contracts in favour of K Hunter and Sons Limited. Mr Hunter told me that the amount of money to be borrowed from UK Farm Finance Limited was not less than 1.55 million. change. The charge of 6th July 2006 is in relation to property described as land and buildings at Manor Farm, Pitchcott, Aylesbury, Land Registry title number BM195811, and the charge dated 12th April 2007 relates to land at Kirkdene, Pitchcott, Aylesbury, Land Registry title number BM126848. It is plain to me that he will continue to be uncooperative and difficult in similar ways to those which he has manifested in recent times. You will also now be aware of the two papers served at Aylesbury County Court on Monday, 11th July 2011 by Mr Oldham and Mr Malt, who intend to establish their proprietal rights over Manor Farm, Pitchcott. For the sake of completeness I will start with the contracts of February 2011, although the position there is essentially the same as with the contracts of 14th July 2011 in favour of K Hunter and Sons Limited. The future of this land has had to be addressed. Mr Hunter, I am asked to make an order in detailed terms. ", 29. If it sued Mr Hunter for specific performance of that contract it would prima facie be entitled to it certainly so long as Mr Hunter remains the owner of the land. I will refer to the contract in relation to the bulk of the land. It is some considerable time since the Receivers have been appointed and they have acted as such during that period of time. Then there is the question of funding. That is generally regarded as the appropriate action of a bank or a Receiver who has a duty to take steps to obtain a proper price for the security. National Westminster Bank (A/K/A NatWest Bank) is a fully-owned subsidiary of the Royal Bank of Scotland Group, which in March 2000, completed the acquisition of NatWest Bank. MR JUSTICE MORGAN: I think in the circumstances I am minded to say the letter should be returned to you signed by 4 p.m. tomorrow. Mr Hunter was represented by counsel; Mrs Hunter was not represented by a legal representative. National Westminster v Morgan [1985] AC 686 by Will Chen 2.I or your money back Check out our premium contract notes! If one combines the two phrases "other than any matters other than the charge" what that is saying is that the sale will not be subject to the charge; the buyer under this contract is to take the property free from the charge. MR JUSTICE MORGAN: Well, I think, Mr Hunter, given the cleverness of your point that you had better put in some evidence on which I can act that there is a public footpath and then apply to vary the order in relation to it and that will be considered. It said: "The property is not vacant, there is a 60 strong beef cattle herd currently on the property. Prima facie, if the same person enters into two contracts for the sale of the same piece of land both contracts are binding in the law of contract, although there is a plain inconsistency between them and the Court may have to determine what remedies to give to which purchaser and in what circumstances. It may be that the auction contract was an involuntary contract on his part. Since the making of the order for possession a number of things have happened, not all of which I need recite. You will just have to be patient a little longer. It is clear that it is in Mr Hunter's interest to decline to cooperate and to make life difficult to the bank, although it is not in Mr Hunter's interest for him to break Court orders as he, on the face of it, has done, the Court orders to which I refer including an order made by the District Judge in the County Court on 31st August 2011, which required Mr Hunter to remove his stock from the land. The letter is in these terms: "Further to our telephone conversation with your solicitor, we write in confirmation that prior to the auction relating to the properties at Manor Farm on 14th July 2011 we had made a formal offer of finance to you to enable you to purchase Manor Farm, comprising the three residential units and the farm land, for a purchase price of 1,550,000. MR HUNTER: But can I? The agreed price is 1.505 million. It has not been served with notice of this application and has not had an opportunity to put forward its position. This case concerns agricultural land and buildings at Manor Farm, Pitchcott, Aylesbury and at Kirkdene, Pitchcott, Aylesbury. 13. So again absent intervention from the Court, Mr Hunter is not able to perform his obligations under that contract. It may be that by reason of what is happening on the land, completion with Mr Taylor's company will not be in five days' time, it may be it will happen in late December or January, but that has come about not because Mr Taylor's company has required that and has only been prepared to bargain on that basis, but because Mr Hunter -- in breach I have to say of an order of the Court -- has manoeuvred himself to produce that adverse consequence. Under these contracts Mr Hunter is the seller and K Hunter and Sons Limited, the company controlled by Mrs Hunter, is the buyer. Delayed London Stock Exchange - 11:35:00 2023-02-27 am EST. Under the charge by way of legal mortgage the mortgagor was Mr Hunter and the bank was National Westminster Bank Plc. In the event that the property remains unsold following this afternoon's auction I would invite you to write to me again tomorrow clearly stating the quantum of the part payment you would intend making now together with proof of funding from your new lender. PPI complaints represent 59% of the . Ch., Walton J. MR JUSTICE MORGAN: ----or one of the orders should not be made, then given that it is going to take effect either immediately or tomorrow the only point in running that appeal is if you can get to the Court of Appeal fast. However, pursuant to the draft order which is before the Court I am invited to order and I will order a number of restrictions of Mr Hunter's future conduct. First of all, to bring the present unsatisfactory state of affairs to end I will make an specific order backed with a penal notice that Mr Hunter and anyone acting on his behalf must not enter upon any part of the property or move or bring any cattle or any livestock or other chattels onto the property. Bank) G. V. II. The bank appointed Receivers in relation to all of the charged property on 14th January 2010. In my judgment it is clear that Mr Hunter has been and remains a person interested in the right of redemption. This involves a comparison of what the Receivers achieved by auctioning the property and the alternative of negotiating and perhaps concluding a contract with Mr Hunter or K Hunter and Sons Limited. There is one other matter relating to the contract to which I ought to refer. I am not asking you to move them, that is going to be done despite what you do rather than relying upon you. On the other hand, he is in person. The Court will simply not tolerate that conduct continuing. Having considered the effect of the conflicting contracts which exist and the challenge which Mr Hunter has raised to the conduct of the Receivers, I can now go to the ultimate issue which is whether the Court should exercise the jurisdiction it has which would enable Mr Hunter to sell the land to K Hunter and Sons Limited free from the charge, placing himself in breach of the contract with Mr Taylor's company, or whether the Court should make no such order.

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